Sign Up FreeTap into a $60B+ market

Become a Settle Advisor Partner Today

Earn $1,000 per qualified case referral while helping seniors access the true value in their policies — built for scale, driven by results, and trusted by top professionals.

Licensed Partners
Sign Up FreeTap into a $60B+ market

Become a Settle Advisor Partner Today

Earn $1,000 per qualified case referral while helping seniors access the true value in their policies — built for scale, driven by results, and trusted by top professionals.

Licensed Partners

*Licensed professionals are eligible for alternative compensation arrangements.

Settle Advisor Referral Hero.png

Who’s Earning with Settle Advisor

As policy owners explore alternatives to lapsing coverage, Settle Advisor enables partners to earn from qualified referrals.

Top-performing partners include:

✔︎ Marketers & Advertisers

✔︎ Medicare Agents

✔︎ Life & Annuity Agents

✔︎ Real Estate Agents & Brokers

✔︎ Publishers & Website Owners

✔︎ Estate Planners & Attorneys

✔︎ Creators & Influencers

✔︎ CPAs & Tax Advisors

✔︎ Mortgage Loan Officers

✔︎ Financial & Investment Advisors

✔︎ Affiliate Networks & Agencies

✔︎ Entrepreneurs

The Scale of the Opportunity

Participate in a $60B+ Market

A $60B market born from $200B in policies lost each year — a rare, powerful referral opportunity in a large, underserved market.

  • Monetize Existing Traffic

    Turn your current audience, clients, or leads into an additional revenue stream without new acquisition costs.

  • Low Competition Space

    Minimal awareness creates a rare window to lead instead of compete.

  • High-Value Referrals

    Fewer deals, but each qualified case carries meaningful upside for you and the client.

  • The Scale of the Opportunity

    Participate in a $60B+ Market

    A $60B market born from $200B in policies lost each year — a rare, powerful referral opportunity in a large, underserved market.

    Leading Marketplace

    Connect seniors with trusted,

    transparent solutions.

    Competitive Commissions

    Clear payouts for every successful

    case closed.

    No Experience Required

    Perfect for anyone passionate

    about helping others.

    Tracking & Reporting

    Real-time dashboard access.

    Ready-to-Use Resources

    Digital & print materials provided.

    Dedicated Support

    White-glove assistance

    $200B+

    Value lost annually in lapsed policies

    $60B+

    Life settlement market size in 2026

    <10%

    Consumer awareness of life settlements

    How Our Program Works

    Three simple steps to start earning from one of the fastest-growing financial markets.

    Register Quickly

    Sign up and get your unique referral

    links and access your dashboard.

    Share With Eligible Policy Owners

    Submit referrals, leads, contacts, or opportunities that may be a fit for review.

    Earn Referral Commissions

    Receive payout when your referral

    completes a settlement.

    Referral Partners Share Their Success Stories

    Hear firsthand how adding life settlements has transformed partner offerings and revenue.

    "Very Impressed!"

    "We had 3 term policies this year that were going to lapse before we mentioned a life settlement to the clients. All three closed, providing money for these clients who were going to walk away for nothing. Great tool and an even better company."

    James B

    "Best in the Business!"

    "The best in the business… Simple. Do not waste your time elsewhere. These guys know settlements and are damn good at it."
    Mark U.

    "Their Work Speaks for Itself."

    “They got my client a $30k offer on a case everyone else told me had no value. I don't know what kind of magic they are doing but they definitely have some tricks up their sleeves. Their work speaks for itself.”
    John W.

    Built to Reward Your Growth

    Earn referral income by connecting qualified life settlement opportunities while we manage the process end-to-end.

    *Licensed professionals may be eligible for alternative compensation arrangements.  Contact us to discuss eligibility.

    ▶  Flat Referral Compensation

    $1,000 per qualified referral on eligible life insurance policies.

    ▶  No Licensing Requirement

    No license required to participate in the referral program.

    ▶ Supporting Better Outcomes

    Meaningful human impact by helping seniors avoid lapsing valuable policies.

    Billions in Policy Value Unlocked

    Our marketplace delivers high‑value settlements for policy owners and new revenue for partners.

    Modern Program Design

    Transparent commissions, support, and the proven resources partners need to scale successfully.

    Timing Is Everything

    Consumer awareness is still under 10%. Partners who act now position themselves ahead of the curve.

    FAQ

    Frequently asked questions answered.

    Do I need a license to participate?

    No. Our referral program is open to both licensed and non-licensed affiliates. No insurance experience is required.

    How are commissions paid?

    Commissions are entered and paid promptly after a referred policy completes settlement. Payments are issued via money wire, direct deposit, or check. (Payouts are tracked in your affiliate dashboard)

    Who qualifies as a referral?

    A qualified referral is any life insurance policy owner who may be eligible for a life settlement review.

    Most policies that qualify have:

    • A face value of at least $100,000

    • The insured typically age 65 or older, or younger with certain health conditions

    • Policy types such as Universal Life, Convertible Term, Whole Life, or Group coverage

    Our team conducts a free, confidential review to determine eligibility.

    How do I track my referrals?

    Your affiliate dashboard provides tracking of referrals, leads, clicks, and commissions.

    Are there marketing materials available?

    Yes. Approved banners, email templates, and other assets are provided to help you promote effectively and compliantly.

    How much can I earn?

    Referral partners earn a $1,000 flat referral payment for each qualifying life insurance policy with a face value of $100,000 or more that completes a settlement. There is no limit on the number of referrals you may submit.

    What compensation options are available for licensed professionals?

    Licensed professionals may qualify for alternative compensation structures. Contact Settle Advisor to review eligibility and applicable options.

    How long does it take for a referral to close?

    Timelines vary based on the policy type and underwriting review. Many settlements close within 30–90 days after initial submission. In some cases, qualifying policies can receive initial bids from our investor network in as little as 24 hours.

    What support will I receive?

    Settle Advisor provides world-class support for our referral partners and their clients. Our dedicated team ensures every policy owner receives expert, compassionate service, which leads to higher settlement success and more commissions for you. We’re here to help you maximize your results at every step.
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